Ulla and I are apartment-hunting on the cover of the October issue of Suomen Kuvalehti, which is like Time in the Finnish-speaking world. The story is about the possibility of a real-estate bubble. Ulla and I both expect prices to adjust slightly but think it’s unlikely that interest rates will shoot up drastically in the near future. We didn’t buy the apartment, and I don’t know any chords although I play guitar in the picture.